Financial Impact

  Dr. Berwick's average yearly income over a 23 year period was between $500,000.00 to $800,000.00. Following Dr, Solano's erroneous P.H.P. referral in August 2002, Dr. Berwick's yearly income was reduced to a negative figure.

   Dr. Berwick struggled for 4 years to pay the large overhead costs of her 2 medical offices and laboratory with her estate. She choose to serve the people in her community - 40% to 50% of her services remained Pro Bono to the poor and those without health insurance. She  literally was forced to liquidate her life-long accumulated assets.  The following is a partial list of assets that have been liquidated.

Personal savings

$144,000.00

Loans from various insurance policies

$250,000.00

Mortgage on personal residence

(See Reference Document)

$140,000.00

Liquidations of three children's college funds

$110,000.00

Liquidations of two investment properties

$30,000.00

Withdrawal of accumulated dividends

$60,000.00